# Cursor vs Copilot: pricing and usage limits

Verified 2026-10-14. Every figure from the official vendor page; unknown = not published.

| | Cursor | GitHub Copilot |
|---|---|---|
| Runs in | Cursor (VS Code fork) | VS Code, Visual Studio, JetBrains, Neovim, Xcode, Zed, Eclipse, CLI |
| Cheapest paid plan | Plus $8/mo | Pro $10/mo |
| How limits work | Shared AI usage pool across Cursor and Grok; allowance refreshes weekly; third-party models billed separately at API list price; top-offs available. | Monthly GitHub AI Credits (1 credit = $0.01) = base + variable flex allotment; resets monthly; completions unlimited on paid plans; overage at $0.01/credit with a budget. |
| Official pricing | https://cursor.com/pricing | https://github.com/features/copilot/plans |

## Every plan

| Tool | Plan | Price | Usage | Source |
|---|---|---|---|---|
| Cursor | Free | $0 | Limited agent and chat requests | https://cursor.com/pricing |
| Cursor | Plus | $8/mo | Basic shared pool; Grok models only | https://cursor.com/pricing |
| Cursor | Premium | $30/mo | 4x Plus; third-party models at API list price; cloud agents | https://cursor.com/pricing |
| Cursor | Super | $100/mo | 15x Plus; priority access at peak | https://cursor.com/pricing |
| Cursor | Ultra | $200/mo | 50x Plus | https://cursor.com/pricing |
| Cursor | Pro (per docs page) | $20/mo | Two pools: Cursor models + third-party at API price. Docs: daily agent users typically $60-100/mo total | https://cursor.com/docs/models-and-pricing |
| GitHub Copilot | Free | $0 | FAQ: 2,000 completions + 50 chat requests/month | https://github.com/features/copilot/plans |
| GitHub Copilot | Pro | $10/mo | $15/mo of AI credits ($10 base + $5 flex); unlimited completions | https://github.com/features/copilot/plans |
| GitHub Copilot | Pro+ | $39/mo | $70/mo of AI credits ($39 base + $31 flex) | https://github.com/features/copilot/plans |
| GitHub Copilot | Max | $100/mo | $200/mo total AI credits ($100 base; flex amount not shown) | https://github.com/features/copilot/plans |

## FAQ

### Which is cheaper, Cursor or Copilot?

Cursor's cheapest paid plan is Plus at $8/mo (Basic shared pool; Grok models only); GitHub Copilot's cheapest paid plan is Pro at $10/mo ($15/mo of AI credits ($10 base + $5 flex); unlimited completions). Source: official vendor pricing pages, verified 2026-10-14.

### How do the usage limits differ?

Cursor: Shared AI usage pool across Cursor and Grok; allowance refreshes weekly; third-party models billed separately at API list price; top-offs available. GitHub Copilot: Monthly GitHub AI Credits (1 credit = $0.01) = base + variable flex allotment; resets monthly; completions unlimited on paid plans; overage at $0.01/credit with a budget.

### Where does each tool run?

Cursor runs in Cursor (VS Code fork); GitHub Copilot runs in VS Code, Visual Studio, JetBrains, Neovim, Xcode, Zed, Eclipse, CLI.

### What does each plan cost?

Cursor: Free $0, Plus $8/mo, Premium $30/mo, Super $100/mo, Ultra $200/mo; GitHub Copilot: Free $0, Pro $10/mo, Pro+ $39/mo, Max $100/mo.