Best AI coding plan under $10

Every individual paid plan from Cursor, Claude Code, Codex, Copilot and Devin Desktop that lists a price of $10 a month or less. We rank by what the vendor gives you, not by our opinion.

Highest plan per tool at or under $10

GitHub Copilot: Pro at $10/mo ($15/mo of AI credits ($10 base + $5 flex); unlimited completions)
Cursor: Plus at $8/mo (Basic shared pool; Grok models only)
OpenAI Codex: Go at $8/mo (Limited Codex; may include ads)

Every paid plan at or under $10

Tool	Plan	Price	Usage / limits	Source
GitHub Copilot	Pro	$10/mo	$15/mo of AI credits ($10 base + $5 flex); unlimited completions	source 2026-10-14
Cursor	Plus	$8/mo	Basic shared pool; Grok models only	source 2026-10-14
OpenAI Codex	Go	$8/mo	Limited Codex; may include ads	source 2026-10-14

Notes

No paid plan at or under $10: Claude Code, Windsurf (now Devin Desktop).
Every tool also has a $0 plan; see the free rows on the full comparison page.

How limits reset

GitHub Copilot: Monthly GitHub AI Credits (1 credit = $0.01) = base + variable flex allotment; resets monthly; completions unlimited on paid plans; overage at $0.01/credit with a budget.
Cursor: Shared AI usage pool across Cursor and Grok; allowance refreshes weekly; third-party models billed separately at API list price; top-offs available.
OpenAI Codex: Included in ChatGPT plans. Plus: estimated local messages per 5-hour window (e.g. GPT-6.1 Sol 15-160, GPT-6 Astra 5-45), weekly limits may apply. Pro: no 5-hour limit currently. Credits extend usage.

FAQ

Which AI coding plans cost $10 a month or less?

GitHub Copilot: Pro at $10/mo ($15/mo of AI credits ($10 base + $5 flex); unlimited completions); Cursor: Plus at $8/mo (Basic shared pool; Grok models only); OpenAI Codex: Go at $8/mo (Limited Codex; may include ads). Prices verified 2026-10-14 on official vendor pages.

How many paid AI coding plans cost $10 or less?

3 paid individual plans across 3 tools, counting only prices the vendor publishes.

Do these prices include tax or annual discounts?

They are list prices per month billed monthly, as shown by each vendor. Claude Pro is the only plan here where we record an annual price ($17 a month).

Head-to-head comparisons

Cursor vs Claude Codepaid from $8 / $20 Claude Code vs Codexpaid from $20 / $8 Cursor vs Copilotpaid from $8 / $10 Cursor vs Claude Code vs Codexpaid from $8 / $20 / $8 Copilot vs Codexpaid from $10 / $8 Devin Desktop vs Cursorpaid from $20 / $8

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