Which AI coding plan should you buy?
Answer 4 questions. Every price links to the vendor's official page, verified 2026-10-14.
Find your plan in 4 questions
All plans at a glance
| Tool | Plan | Price | Usage / limits | Source |
|---|---|---|---|---|
| Cursor | Free | $0 | Limited agent and chat requests | source 2026-10-14 |
| Cursor | Plus | $8/mo | Basic shared pool; Grok models only | source 2026-10-14 |
| Cursor | Premium | $30/mo | 4x Plus; third-party models at API list price; cloud agents | source 2026-10-14 |
| Cursor | Super | $100/mo | 15x Plus; priority access at peak | source 2026-10-14 |
| Cursor | Ultra | $200/mo | 50x Plus | source 2026-10-14 |
| Cursor | Pro (per docs page) ⚠️ | $20/mo | Two pools: Cursor models + third-party at API price. Docs: daily agent users typically $60-100/mo total | source 2026-10-14 |
| Claude Code | Free | $0 | No Claude Code | source 2026-10-14 |
| Claude Code | Pro | $20/mo $17/mo annual | At least 5x Free per 5-hour session; exact tokens unknown | source 2026-10-14 |
| Claude Code | Max 5x | $100/mo | 5x Pro per 5-hour session; $100/mo API credits | source 2026-10-14 |
| Claude Code | Max 20x | unknown | 20x Pro per 5-hour session; $200/mo API credits. Price not shown on card ('From $100'); third-party sources say $200 - unverified | source 2026-10-14 |
| OpenAI Codex | Free | $0 | Limited Codex | source 2026-10-14 |
| OpenAI Codex | Go | $8/mo | Limited Codex; may include ads | source 2026-10-14 |
| OpenAI Codex | Plus | $20/mo | Expanded Codex; 5-hour message estimates by model | source 2026-10-14 |
| OpenAI Codex | Pro 100 | $100/mo | No 5-hour limit currently; exact allowance unknown | source 2026-10-14 |
| OpenAI Codex | Pro 200 | $200/mo | More than Pro 100; new subs get lower allowance than before (grandfathering to 2026-10-29) | source 2026-10-14 |
| OpenAI Codex | Pro 500 | $500/mo | Highest allowance; Ultrafast mode | source 2026-10-14 |
| GitHub Copilot | Free | $0 | FAQ: 2,000 completions + 50 chat requests/month | source 2026-10-14 |
| GitHub Copilot | Pro | $10/mo | $15/mo of AI credits ($10 base + $5 flex); unlimited completions | source 2026-10-14 |
| GitHub Copilot | Pro+ | $39/mo | $70/mo of AI credits ($39 base + $31 flex) | source 2026-10-14 |
| GitHub Copilot | Max | $100/mo | $200/mo total AI credits ($100 base; flex amount not shown) | source 2026-10-14 |
| Windsurf (now Devin Desktop) | Free | $0 | Light agent quota, limited models, unlimited Tab | source 2026-10-14 |
| Windsurf (now Devin Desktop) | Pro | $20/mo | Increased quotas, all frontier models; exact quota unknown | source 2026-10-14 |
| Windsurf (now Devin Desktop) | Max | $200/mo | Significantly higher quotas; exact quota unknown | source 2026-10-14 |
FAQ
Which AI coding plan is best for $20 a month?
At about $20: Claude Pro (includes Claude Code, 5-hour + weekly limits), ChatGPT Plus (includes Codex), and Devin Desktop/Windsurf Pro. GitHub Copilot Pro is $10 with $15 of monthly AI credits. Cursor's pricing page currently lists Premium at $30. The best pick depends on hours per day and agent usage; use the picker.
How do Claude Code usage limits work?
Claude paid plans use a rolling five-hour session window plus weekly limits, shared between Claude chat and Claude Code. Anthropic does not publish a fixed message or token count.
Is Codex included in ChatGPT Plus?
Yes. Codex is included in Free, Go, Plus, Pro, Business and Enterprise. Plus has estimated per-5-hour message ranges by model; Pro currently has no 5-hour limit.
What happened to Windsurf pricing?
Windsurf was renamed Devin Desktop on 2026-06-02. Plans: Free, Pro $20, Max $200, with daily and weekly refreshing quotas.
Are GitHub Copilot completions unlimited?
Yes on paid plans. Chat, agent mode, CLI and code review draw from monthly GitHub AI Credits (1 credit = $0.01).
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