WhichAIPlan / Compare / Cursor vs Copilot
checked 2026-10-14
Cursor vs Copilot
Plans, prices and usage rules for Cursor and Copilot, copied from each vendor's pricing page on 2026-10-14. Where a vendor doesn't publish a number, we say unknown.
At a glance
| Cursor | GitHub Copilot | |
|---|---|---|
| Vendor | Anysphere | GitHub / Microsoft |
| Runs in | Cursor (VS Code fork) | VS Code, Visual Studio, JetBrains, Neovim, Xcode, Zed, Eclipse, CLI |
| Cheapest paid plan | Plus $8/mo | Pro $10/mo |
| How limits work | Shared AI usage pool across Cursor and Grok; allowance refreshes weekly; third-party models billed separately at API list price; top-offs available. | Monthly GitHub AI Credits (1 credit = $0.01) = base + variable flex allotment; resets monthly; completions unlimited on paid plans; overage at $0.01/credit with a budget. |
| Official pricing | cursor.com/pricing | github.com/features/copilot/plans |
Entry price difference
Cheapest paid plans differ by $2/mo (1.2x). Entry prices only; usage allowances differ, see the tables.
Cursor: Conflict on 2026-10-14: cursor.com/pricing lists Free/Plus $8/Premium $30/Super $100/Ultra $200 (bundled with X/Grok), while cursor.com/docs/models-and-pricing still lists Pro $20/Pro Plus $60/Ultra $200. We show the pricing page and flag the docs figures.
Every plan
| Tool | Plan | Price | Usage / limits | Source |
|---|---|---|---|---|
| Cursor | Free | $0 | Limited agent and chat requests | source 2026-10-14 |
| Cursor | Plus | $8/mo | Basic shared pool; Grok models only | source 2026-10-14 |
| Cursor | Premium | $30/mo | 4x Plus; third-party models at API list price; cloud agents 4× Plus | source 2026-10-14 |
| Cursor | Super | $100/mo | 15x Plus; priority access at peak 15× Plus | source 2026-10-14 |
| Cursor | Ultra | $200/mo | 50x Plus 50× Plus | source 2026-10-14 |
| Cursor | Pro (per docs page) conflict | $20/mo | Two pools: Cursor models + third-party at API price. Docs: daily agent users typically $60-100/mo total | source 2026-10-14 |
| GitHub Copilot | Free | $0 | FAQ: 2,000 completions + 50 chat requests/month | source 2026-10-14 |
| GitHub Copilot | Pro | $10/mo | $15/mo of AI credits ($10 base + $5 flex); unlimited completions | source 2026-10-14 |
| GitHub Copilot | Pro+ | $39/mo | $70/mo of AI credits ($39 base + $31 flex) | source 2026-10-14 |
| GitHub Copilot | Max | $100/mo | $200/mo total AI credits ($100 base; flex amount not shown) | source 2026-10-14 |
Quick read
- Cursor: runs in Cursor (VS Code fork); paid plans from $8/mo. Cursor plans
- GitHub Copilot: runs in VS Code, Visual Studio, JetBrains, Neovim, Xcode, Zed, Eclipse, CLI; paid plans from $10/mo. Copilot plans
Not sure? Answer 4 questions in the plan finder or see the full comparison of all tools.
FAQ
Which is cheaper, Cursor or Copilot?
Cursor's cheapest paid plan is Plus at $8/mo (Basic shared pool; Grok models only); GitHub Copilot's cheapest paid plan is Pro at $10/mo ($15/mo of AI credits ($10 base + $5 flex); unlimited completions). Source: official vendor pricing pages, verified 2026-10-14.
How do the usage limits differ?
Cursor: Shared AI usage pool across Cursor and Grok; allowance refreshes weekly; third-party models billed separately at API list price; top-offs available. GitHub Copilot: Monthly GitHub AI Credits (1 credit = $0.01) = base + variable flex allotment; resets monthly; completions unlimited on paid plans; overage at $0.01/credit with a budget.
Where does each tool run?
Cursor runs in Cursor (VS Code fork); GitHub Copilot runs in VS Code, Visual Studio, JetBrains, Neovim, Xcode, Zed, Eclipse, CLI.
What does each plan cost?
Cursor: Free $0, Plus $8/mo, Premium $30/mo, Super $100/mo, Ultra $200/mo; GitHub Copilot: Free $0, Pro $10/mo, Pro+ $39/mo, Max $100/mo.
Head-to-head comparisons
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